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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,739 | $81,504-15.7% | $102,437-32.9% | $80,959-15.1% |
| Participation rate | 100.0% | 66.9%+33.1pp | 74.5%+25.5pp | 67.7%+32.3pp |
| Annual return | 9.11% | 25.60%-16.5pp | 24.95%-15.8pp | 35.67%-26.6pp |
| Employer contribution / active EE | $3,768 | $3,104+21.4% | $3,871-2.6% | $2,757+36.7% |
| Participant deferral / active EE | $7,111 | $3,871+83.7% | $5,060+40.5% | $4,300+65.4% |
| Admin fee / account holder | $20,890 | $6,719+210.9% | $8,388+149.1% | $6,925+201.7% |