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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,608 | $100,203+2.4% | $85,240+20.4% | $145,897-29.7% |
| Participation rate | 9.1% | 74.1%-65.0pp | 67.5%-58.4pp | 80.3%-71.2pp |
| Annual return | 17.02% | 84.28%-67.3pp | 66.75%-49.7pp | 552.29%-535.3pp |
| Employer contribution / active EE | $561 | $3,242-82.7% | $2,735-79.5% | $4,663-88.0% |
| Participant deferral / active EE | $2,091 | $5,299-60.5% | $4,527-53.8% | $6,689-68.7% |
| Admin fee / account holder | $0 | $7,265-100.0% | $6,165-100.0% | $13,390-100.0% |