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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,949 | $97,125+52.3% | $86,233+71.6% | $137,256+7.8% |
| Participation rate | 7.7% | 74.2%-66.5pp | 69.0%-61.3pp | 80.0%-72.3pp |
| Annual return | 15.34% | 74.19%-58.8pp | 61.39%-46.0pp | 220.34%-205.0pp |
| Employer contribution / active EE | $477 | $2,841-83.2% | $2,504-81.0% | $4,156-88.5% |
| Participant deferral / active EE | $1,800 | $5,180-65.2% | $4,559-60.5% | $6,407-71.9% |
| Admin fee / account holder | $0 | $9,725-100.0% | $8,342-100.0% | $12,270-100.0% |