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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,118 | $196,972-44.1% | $182,262-39.6% | $198,609-44.6% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 16.23% | 158.27%-142.0pp | 140.60%-124.4pp | 202.70%-186.5pp |
| Employer contribution / active EE | $2,761 | $5,364-48.5% | $5,046-45.3% | $5,055-45.4% |
| Participant deferral / active EE | $9,028 | $8,643+4.5% | $8,276+9.1% | $6,977+29.4% |
| Admin fee / account holder | $4,327 | $18,429-76.5% | $16,712-74.1% | $19,030-77.3% |