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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,544 | $23,330+52.4% | $64,489-44.9% | $82,448-56.9% |
| Participation rate | 73.1% | 68.3%+4.8pp | 67.7%+5.4pp | 68.1%+5.0pp |
| Annual return | 20.15% | 83.66%-63.5pp | 55.03%-34.9pp | 41.64%-21.5pp |
| Employer contribution / active EE | $2,354 | $824+185.6% | $1,523+54.6% | $2,551-7.7% |
| Participant deferral / active EE | $4,150 | $1,707+143.1% | $2,778+49.4% | $4,139+0.3% |
| Admin fee / account holder | $929 | $2,946-68.5% | $4,260-78.2% | $7,234-87.2% |