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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,546 | $213,785-80.6% | $185,441-77.6% | $155,188-73.2% |
| Participation rate | 72.7% | 83.2%-10.5pp | 80.3%-7.5pp | 80.8%-8.1pp |
| Annual return | 18.74% | 19.97%-1.2pp | 20.16%-1.4pp | 148.84%-130.1pp |
| Employer contribution / active EE | $3,060 | $5,393-43.3% | $4,672-34.5% | $4,248-28.0% |
| Participant deferral / active EE | $5,165 | $6,864-24.8% | $6,152-16.0% | $6,531-20.9% |
| Admin fee / account holder | $2,734 | $21,134-87.1% | $17,890-84.7% | $14,480-81.1% |