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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,418 | $183,592-73.6% | $155,567-68.9% | $145,959-66.8% |
| Participation rate | 92.3% | 82.7%+9.6pp | 78.2%+14.1pp | 80.3%+12.0pp |
| Annual return | 10.07% | 61.24%-51.2pp | 64.74%-54.7pp | 561.95%-551.9pp |
| Employer contribution / active EE | $1,598 | $5,315-69.9% | $4,674-65.8% | $4,661-65.7% |
| Participant deferral / active EE | $4,066 | $6,464-37.1% | $5,628-27.7% | $6,689-39.2% |
| Admin fee / account holder | $4,591 | $19,318-76.2% | $15,916-71.2% | $13,398-65.7% |