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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,418 | $183,592-73.6% | $155,574-68.9% | $145,877-66.8% |
| Participation rate | 92.3% | 82.7%+9.6pp | 78.2%+14.1pp | 80.3%+12.0pp |
| Annual return | 10.07% | 61.37%-51.3pp | 64.87%-54.8pp | 551.28%-541.2pp |
| Employer contribution / active EE | $1,598 | $5,317-70.0% | $4,676-65.8% | $4,663-65.7% |
| Participant deferral / active EE | $4,066 | $6,466-37.1% | $5,629-27.8% | $6,691-39.2% |
| Admin fee / account holder | $4,591 | $19,316-76.2% | $15,914-71.1% | $13,402-65.7% |