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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,302 | $172,758+29.8% | $149,600+49.9% | $138,895+61.5% |
| Participation rate | 50.0% | 80.2%-30.2pp | 77.2%-27.2pp | 79.9%-29.9pp |
| Annual return | 20.75% | 181.17%-160.4pp | 129.59%-108.8pp | 145.39%-124.6pp |
| Employer contribution / active EE | $1,744 | $4,778-63.5% | $4,193-58.4% | $4,194-58.4% |
| Participant deferral / active EE | $6,903 | $8,180-15.6% | $7,203-4.2% | $6,396+7.9% |
| Admin fee / account holder | $3,351 | $17,615-81.0% | $13,963-76.0% | $12,562-73.3% |