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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,076 | $174,379-77.0% | $152,093-73.7% | $138,895-71.1% |
| Participation rate | 80.0% | 81.6%-1.6pp | 77.8%+2.2pp | 79.9%+0.1pp |
| Annual return | 19.34% | 74.86%-55.5pp | 66.36%-47.0pp | 145.39%-126.1pp |
| Employer contribution / active EE | $1,759 | $4,652-62.2% | $4,175-57.9% | $4,194-58.1% |
| Participant deferral / active EE | $6,354 | $6,159+3.2% | $5,451+16.6% | $6,396-0.7% |
| Admin fee / account holder | $10,195 | $16,880-39.6% | $14,497-29.7% | $12,562-18.8% |