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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,043 | $183,516-84.7% | $155,534-82.0% | $145,884-80.8% |
| Participation rate | 76.9% | 82.7%-5.8pp | 78.2%-1.3pp | 80.3%-3.4pp |
| Annual return | 18.99% | 61.43%-42.4pp | 64.92%-45.9pp | 551.85%-532.9pp |
| Employer contribution / active EE | $2,087 | $5,315-60.7% | $4,675-55.4% | $4,662-55.2% |
| Participant deferral / active EE | $6,837 | $6,467+5.7% | $5,630+21.4% | $6,690+2.2% |
| Admin fee / account holder | $2,131 | $19,293-89.0% | $15,900-86.6% | $13,392-84.1% |