Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,786 | $101,795-77.6% | $165,100-86.2% | $80,959-71.9% |
| Participation rate | 50.0% | 71.8%-21.8pp | 78.6%-28.6pp | 67.7%-17.7pp |
| Annual return | 22.31% | 16.73%+5.6pp | 70.21%-47.9pp | 35.67%-13.4pp |
| Employer contribution / active EE | $1,290 | $2,954-56.3% | $4,348-70.3% | $2,757-53.2% |
| Participant deferral / active EE | $2,275 | $4,476-49.2% | $6,035-62.3% | $4,300-47.1% |
| Admin fee / account holder | $1,030 | $8,221-87.5% | $12,696-91.9% | $6,925-85.1% |