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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,695 | $101,618-6.8% | $93,063+1.8% | $137,256-31.0% |
| Participation rate | 33.3% | 74.9%-41.6pp | 72.1%-38.8pp | 80.0%-46.6pp |
| Annual return | 21.59% | 223.95%-202.4pp | 34.15%-12.6pp | 220.34%-198.7pp |
| Employer contribution / active EE | $1,384 | $2,707-48.9% | $2,476-44.1% | $4,156-66.7% |
| Participant deferral / active EE | $6,620 | $4,279+54.7% | $3,958+67.3% | $6,407+3.3% |
| Admin fee / account holder | $20 | $6,198-99.7% | $6,033-99.7% | $12,270-99.8% |