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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,070 | $110,093-42.7% | $97,295-35.2% | $145,897-56.8% |
| Participation rate | 30.0% | 75.9%-45.9pp | 72.7%-42.7pp | 80.3%-50.3pp |
| Annual return | 15.80% | 244.76%-229.0pp | 75.62%-59.8pp | 552.29%-536.5pp |
| Employer contribution / active EE | $1,170 | $3,077-62.0% | $2,723-57.0% | $4,663-74.9% |
| Participant deferral / active EE | $5,655 | $4,678+20.9% | $4,264+32.6% | $6,689-15.5% |
| Admin fee / account holder | $20 | $6,212-99.7% | $5,646-99.6% | $13,390-99.9% |