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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,961 | $112,729-21.1% | $98,716-9.9% | $137,256-35.2% |
| Participation rate | 80.0% | 74.2%+5.8pp | 69.3%+10.7pp | 80.0%0pp |
| Annual return | 15.15% | 38.48%-23.3pp | 31.81%-16.7pp | 220.34%-205.2pp |
| Employer contribution / active EE | $1,399 | $2,725-48.7% | $2,279-38.6% | $4,156-66.3% |
| Participant deferral / active EE | $1,054 | $4,640-77.3% | $4,048-74.0% | $6,407-83.5% |
| Admin fee / account holder | $2,463 | $10,129-75.7% | $8,703-71.7% | $12,270-79.9% |