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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,669 | $69,118-94.7% | $53,647-93.2% | $138,895-97.4% |
| Participation rate | 100.0% | 64.0%+36.0pp | 56.3%+43.7pp | 79.9%+20.1pp |
| Annual return | -33.39% | 248.26%-281.7pp | 358.33%-391.7pp | 145.39%-178.8pp |
| Employer contribution / active EE | $239 | $1,189-79.9% | $962-75.1% | $4,194-94.3% |
| Participant deferral / active EE | $1,657 | $2,274-27.1% | $1,813-8.6% | $6,396-74.1% |
| Admin fee / account holder | $1,531 | $2,724-43.8% | $2,460-37.8% | $12,562-87.8% |