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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,824 | $99,053+75.5% | $88,179+97.1% | $138,895+25.1% |
| Participation rate | 66.7% | 74.2%-7.6pp | 69.1%-2.5pp | 79.9%-13.3pp |
| Annual return | 19.65% | 78.17%-58.5pp | 64.97%-45.3pp | 145.39%-125.7pp |
| Employer contribution / active EE | $1,533 | $2,882-46.8% | $2,549-39.9% | $4,194-63.4% |
| Participant deferral / active EE | $17,833 | $5,225+241.3% | $4,614+286.5% | $6,396+178.8% |
| Admin fee / account holder | $880 | $8,748-89.9% | $7,673-88.5% | $12,562-93.0% |