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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,824 | $108,882+59.6% | $96,754+79.7% | $154,746+12.3% |
| Participation rate | 66.7% | 75.1%-8.4pp | 70.3%-3.6pp | 80.7%-14.0pp |
| Annual return | 19.65% | 98.39%-78.7pp | 82.04%-62.4pp | 172.34%-152.7pp |
| Employer contribution / active EE | $1,533 | $3,018-49.2% | $2,679-42.8% | $4,379-65.0% |
| Participant deferral / active EE | $17,833 | $5,323+235.0% | $4,758+274.8% | $6,730+165.0% |
| Admin fee / account holder | $880 | $10,200-91.4% | $8,905-90.1% | $14,365-93.9% |