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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,014 | $109,904-70.0% | $97,167-66.0% | $145,959-77.4% |
| Participation rate | 78.6% | 75.9%+2.6pp | 72.7%+5.9pp | 80.3%-1.7pp |
| Annual return | 5.94% | 243.43%-237.5pp | 75.27%-69.3pp | 561.95%-556.0pp |
| Employer contribution / active EE | $2,866 | $3,084-7.1% | $2,729+5.0% | $4,661-38.5% |
| Participant deferral / active EE | $5,683 | $4,676+21.5% | $4,264+33.3% | $6,689-15.0% |
| Admin fee / account holder | $442 | $6,216-92.9% | $5,650-92.2% | $13,398-96.7% |