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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,014 | $110,093-70.0% | $97,295-66.1% | $145,897-77.4% |
| Participation rate | 78.6% | 75.9%+2.7pp | 72.7%+5.9pp | 80.3%-1.7pp |
| Annual return | 5.94% | 244.76%-238.8pp | 75.62%-69.7pp | 552.29%-546.4pp |
| Employer contribution / active EE | $2,866 | $3,077-6.9% | $2,723+5.2% | $4,663-38.5% |
| Participant deferral / active EE | $5,683 | $4,678+21.5% | $4,264+33.3% | $6,689-15.0% |
| Admin fee / account holder | $442 | $6,212-92.9% | $5,646-92.2% | $13,390-96.7% |