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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,885 | $76,522-34.8% | $56,033-11.0% | $145,884-65.8% |
| Participation rate | 100.0% | 63.2%+36.8pp | 52.5%+47.5pp | 80.3%+19.7pp |
| Annual return | 21.43% | 3014.28%-2992.9pp | 1711.38%-1689.9pp | 551.85%-530.4pp |
| Employer contribution / active EE | $1,379 | $1,382-0.3% | $1,041+32.4% | $4,662-70.4% |
| Participant deferral / active EE | $3,157 | $2,624+20.3% | $1,954+61.6% | $6,690-52.8% |
| Admin fee / account holder | $2,491 | $3,328-25.2% | $2,827-11.9% | $13,392-81.4% |