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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,885 | $76,608-34.9% | $56,077-11.0% | $145,877-65.8% |
| Participation rate | 100.0% | 63.2%+36.8pp | 52.5%+47.5pp | 80.3%+19.7pp |
| Annual return | 21.43% | 3009.59%-2988.2pp | 1709.28%-1687.9pp | 551.28%-529.9pp |
| Employer contribution / active EE | $1,379 | $1,382-0.2% | $1,040+32.5% | $4,663-70.4% |
| Participant deferral / active EE | $3,157 | $2,624+20.3% | $1,954+61.6% | $6,691-52.8% |
| Admin fee / account holder | $2,491 | $3,325-25.1% | $2,825-11.8% | $13,402-81.4% |