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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,370 | $223,823-54.3% | $211,142-51.5% | $154,746-33.8% |
| Participation rate | 100.0% | 87.9%+12.1pp | 87.3%+12.7pp | 80.7%+19.3pp |
| Annual return | 12.87% | 50.39%-37.5pp | 46.84%-34.0pp | 172.34%-159.5pp |
| Employer contribution / active EE | $12,766 | $6,787+88.1% | $6,442+98.2% | $4,379+191.5% |
| Participant deferral / active EE | $10,322 | $9,750+5.9% | $9,284+11.2% | $6,730+53.4% |
| Admin fee / account holder | $12,755 | $19,707-35.3% | $19,076-33.1% | $14,365-11.2% |