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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,370 | $275,752-62.9% | $256,809-60.1% | $198,609-48.5% |
| Participation rate | 100.0% | 89.2%+10.8pp | 88.5%+11.5pp | 82.4%+17.6pp |
| Annual return | 12.87% | 34.81%-21.9pp | 32.73%-19.9pp | 202.70%-189.8pp |
| Employer contribution / active EE | $12,766 | $7,721+65.4% | $7,263+75.8% | $5,055+152.5% |
| Participant deferral / active EE | $10,322 | $10,037+2.8% | $9,520+8.4% | $6,977+48.0% |
| Admin fee / account holder | $12,755 | $25,716-50.4% | $25,146-49.3% | $19,030-33.0% |