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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,110 | $162,136-75.3% | $152,301-73.7% | $154,746-74.1% |
| Participation rate | 83.3% | 84.1%-0.8pp | 82.4%+0.9pp | 80.7%+2.6pp |
| Annual return | 18.83% | 91.02%-72.2pp | 80.50%-61.7pp | 172.34%-153.5pp |
| Employer contribution / active EE | $1,848 | $4,890-62.2% | $4,624-60.0% | $4,379-57.8% |
| Participant deferral / active EE | $2,990 | $8,341-64.1% | $8,004-62.6% | $6,730-55.6% |
| Admin fee / account holder | $1,531 | $15,759-90.3% | $14,398-89.4% | $14,365-89.3% |