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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,805 | $104,098+7.4% | $140,514-20.4% | $94,015+18.9% |
| Participation rate | 96.4% | 73.7%+22.7pp | 77.8%+18.6pp | 70.8%+25.6pp |
| Annual return | 7.83% | 15.14%-7.3pp | 14.36%-6.5pp | 17.84%-10.0pp |
| Employer contribution / active EE | $1,688 | $2,388-29.3% | $3,378-50.0% | $2,790-39.5% |
| Participant deferral / active EE | $5,053 | $4,033+25.3% | $4,919+2.7% | $4,249+18.9% |
| Admin fee / account holder | $24,645 | $10,439+136.1% | $13,697+79.9% | $8,951+175.3% |