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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,805 | $97,550+14.6% | $120,344-7.1% | $87,485+27.8% |
| Participation rate | 96.4% | 72.8%+23.6pp | 76.7%+19.7pp | 68.9%+27.5pp |
| Annual return | 7.83% | 18.41%-10.6pp | 20.30%-12.5pp | 26.06%-18.2pp |
| Employer contribution / active EE | $1,688 | $2,291-26.3% | $3,020-44.1% | $2,596-35.0% |
| Participant deferral / active EE | $5,053 | $4,230+19.5% | $5,135-1.6% | $4,274+18.2% |
| Admin fee / account holder | $24,645 | $9,543+158.3% | $12,742+93.4% | $7,775+217.0% |