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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,492 | $183,539-75.8% | $155,556-71.4% | $145,897-69.5% |
| Participation rate | 33.3% | 82.7%-49.4pp | 78.2%-44.9pp | 80.3%-47.0pp |
| Annual return | 34.97% | 61.31%-26.3pp | 64.84%-29.9pp | 552.29%-517.3pp |
| Employer contribution / active EE | $400 | $5,315-92.5% | $4,675-91.4% | $4,663-91.4% |
| Participant deferral / active EE | $10,000 | $6,467+54.6% | $5,631+77.6% | $6,689+49.5% |
| Admin fee / account holder | $0 | $19,275-100.0% | $15,885-100.0% | $13,390-100.0% |