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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,402 | $111,535+85.1% | $105,223+96.2% | $137,256+50.4% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 15.14% | 237.85%-222.7pp | 180.65%-165.5pp | 220.34%-205.2pp |
| Employer contribution / active EE | $2,576 | $3,939-34.6% | $3,689-30.2% | $4,156-38.0% |
| Participant deferral / active EE | $10,719 | $5,500+94.9% | $5,072+111.3% | $6,407+67.3% |
| Admin fee / account holder | $6,250 | $9,721-35.7% | $8,859-29.4% | $12,270-49.1% |