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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,402 | $171,492+20.4% | $150,734+36.9% | $198,609+3.9% |
| Participation rate | 100.0% | 81.4%+18.6pp | 78.4%+21.6pp | 82.4%+17.6pp |
| Annual return | 15.14% | 804.70%-789.6pp | 600.81%-585.7pp | 202.70%-187.6pp |
| Employer contribution / active EE | $2,576 | $5,470-52.9% | $4,918-47.6% | $5,055-49.0% |
| Participant deferral / active EE | $10,719 | $6,259+71.3% | $5,610+91.1% | $6,977+53.6% |
| Admin fee / account holder | $6,250 | $17,628-64.5% | $14,905-58.1% | $19,030-67.2% |