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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,350 | $81,446-89.7% | $103,374-91.9% | $80,874-89.7% |
| Participation rate | 74.4% | 66.9%+7.6pp | 74.5%-0.1pp | 67.6%+6.8pp |
| Annual return | 25.16% | 25.57%-0.4pp | 24.89%+0.3pp | 35.62%-10.5pp |
| Employer contribution / active EE | $1,497 | $3,107-51.8% | $3,869-61.3% | $2,756-45.7% |
| Participant deferral / active EE | $2,216 | $3,870-42.7% | $5,058-56.2% | $4,297-48.4% |
| Admin fee / account holder | $721 | $6,715-89.3% | $8,394-91.4% | $6,935-89.6% |