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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,511 | $196,972-87.6% | $182,262-86.6% | $198,609-87.7% |
| Participation rate | 86.7% | 85.7%+1.0pp | 84.2%+2.5pp | 82.4%+4.3pp |
| Annual return | 18.35% | 158.27%-139.9pp | 140.60%-122.2pp | 202.70%-184.3pp |
| Employer contribution / active EE | $4,149 | $5,364-22.7% | $5,046-17.8% | $5,055-17.9% |
| Participant deferral / active EE | $7,209 | $8,643-16.6% | $8,276-12.9% | $6,977+3.3% |
| Admin fee / account holder | $967 | $18,429-94.8% | $16,712-94.2% | $19,030-94.9% |