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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,607 | $174,379-17.1% | $152,093-4.9% | $138,895+4.1% |
| Participation rate | 50.0% | 81.6%-31.6pp | 77.8%-27.8pp | 79.9%-29.9pp |
| Annual return | 19.55% | 74.86%-55.3pp | 66.36%-46.8pp | 145.39%-125.8pp |
| Employer contribution / active EE | $3,600 | $4,652-22.6% | $4,175-13.8% | $4,194-14.2% |
| Participant deferral / active EE | $8,277 | $6,159+34.4% | $5,451+51.8% | $6,396+29.4% |
| Admin fee / account holder | $210 | $16,880-98.8% | $14,497-98.5% | $12,562-98.3% |