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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,607 | $227,399-36.4% | $189,758-23.8% | $198,609-27.2% |
| Participation rate | 50.0% | 84.0%-34.0pp | 79.8%-29.8pp | 82.4%-32.4pp |
| Annual return | 19.55% | 61.03%-41.5pp | 52.62%-33.1pp | 202.70%-183.2pp |
| Employer contribution / active EE | $3,600 | $5,526-34.8% | $4,767-24.5% | $5,055-28.8% |
| Participant deferral / active EE | $8,277 | $6,837+21.1% | $5,856+41.3% | $6,977+18.6% |
| Admin fee / account holder | $210 | $25,162-99.2% | $20,388-99.0% | $19,030-98.9% |