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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,607 | $185,312-22.0% | $161,489-10.5% | $154,746-6.6% |
| Participation rate | 50.0% | 82.5%-32.5pp | 78.7%-28.7pp | 80.7%-30.7pp |
| Annual return | 19.55% | 103.84%-84.3pp | 89.72%-70.2pp | 172.34%-152.8pp |
| Employer contribution / active EE | $3,600 | $4,769-24.5% | $4,268-15.6% | $4,379-17.8% |
| Participant deferral / active EE | $8,277 | $6,350+30.4% | $5,630+47.0% | $6,730+23.0% |
| Admin fee / account holder | $210 | $18,654-98.9% | $16,006-98.7% | $14,365-98.5% |