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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,496 | $123,155+36.0% | $108,753+54.0% | $155,188+7.9% |
| Participation rate | 50.0% | 75.6%-25.6pp | 71.1%-21.1pp | 80.8%-30.8pp |
| Annual return | 15.51% | 44.73%-29.2pp | 37.47%-22.0pp | 148.84%-133.3pp |
| Employer contribution / active EE | $1,423 | $2,811-49.4% | $2,427-41.4% | $4,248-66.5% |
| Participant deferral / active EE | $3,818 | $4,623-17.4% | $4,115-7.2% | $6,531-41.5% |
| Admin fee / account holder | $12,534 | $12,126+3.4% | $10,320+21.5% | $14,480-13.4% |