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| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN KESTRA PRIVATE WEALHANCOCK USA Service code 15 · EIN 47-1566880 | Recordkeeping | $32,566 |
Filed as: JOHN HANCOCK USA Service code 15 · EIN 01-0233346 | Recordkeeping | $2,926 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,721 | $101,672-58.0% | $147,117-71.0% | $74,478-42.6% |
| Participation rate | 59.5% | 75.5%-16.1pp | 82.2%-22.7pp | 67.2%-7.8pp |
| Annual return | 14.97% | 8757.83%-8742.9pp | 420.54%-405.6pp | 1370.56%-1355.6pp |
| Employer contribution / active EE | $1,986 | $3,813-47.9% | $4,932-59.7% | $2,626-24.4% |
| Participant deferral / active EE | $4,031 | $7,305-44.8% | $8,065-50.0% | $4,350-7.3% |
| Admin fee / account holder | $569 | $1,753-67.6% | $12,993-95.6% | $1,946-70.8% |