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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,914 | $166,242-80.2% | $165,071-80.1% | $145,884-77.4% |
| Participation rate | 44.4% | 82.0%-37.6pp | 78.6%-34.2pp | 80.3%-35.9pp |
| Annual return | 15.45% | 100.44%-85.0pp | 70.17%-54.7pp | 551.85%-536.4pp |
| Employer contribution / active EE | $1,852 | $5,283-64.9% | $4,347-57.4% | $4,662-60.3% |
| Participant deferral / active EE | $3,794 | $6,964-45.5% | $6,035-37.1% | $6,690-43.3% |
| Admin fee / account holder | $1,273 | $16,658-92.4% | $12,695-90.0% | $13,392-90.5% |