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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,999 | $178,174-70.8% | $156,181-66.7% | $137,256-62.1% |
| Participation rate | 50.0% | 82.0%-32.0pp | 78.8%-28.8pp | 80.0%-30.0pp |
| Annual return | 17.03% | 84.19%-67.2pp | 64.87%-47.8pp | 220.34%-203.3pp |
| Employer contribution / active EE | $1,950 | $4,972-60.8% | $4,294-54.6% | $4,156-53.1% |
| Participant deferral / active EE | $4,790 | $6,888-30.5% | $6,132-21.9% | $6,407-25.2% |
| Admin fee / account holder | $625 | $17,404-96.4% | $14,586-95.7% | $12,270-94.9% |