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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,914 | $166,089-80.2% | $164,928-80.0% | $145,978-77.5% |
| Participation rate | 44.4% | 82.0%-37.6pp | 78.6%-34.2pp | 80.3%-35.8pp |
| Annual return | 15.45% | 100.26%-84.8pp | 70.08%-54.6pp | 550.52%-535.1pp |
| Employer contribution / active EE | $1,852 | $5,276-64.9% | $4,343-57.4% | $4,662-60.3% |
| Participant deferral / active EE | $3,794 | $6,961-45.5% | $6,034-37.1% | $6,690-43.3% |
| Admin fee / account holder | $1,273 | $16,641-92.4% | $12,684-90.0% | $13,400-90.5% |