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| Provider | Service type | Compensation |
|---|---|---|
LPL FINANCIAL3 years Filed as: LPL FINANCIAL LLC - RPCP Service code 26 · EIN 04-3046611 9540 TOWNE CENTRE DRIVE · SAN DIEGO, CA 92121 | Advisory (Participants) | $47,593 |
NORTHSTAR FIDUCIARY PARTNERS2 years Service code 26 · EIN 30-0132728 22 WEST WAVERLY DRIVE · EAST BRUNSWICK, NJ 08816 | Advisory (Participants) | $5,948 |
Service code 15 · EIN 01-0233346 | Recordkeeping | $2,440 |
Filed as: MILLENNIUM INVESTMENT AND RETIREMEN Service code 26 · EIN 94-3428956 13850 BALLANTYNE CORPORATE PL · CHARLOTTE, NC 28277 | Advisory (Participants) | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,116 | $79,169-27.9% | $100,415-43.1% | $74,478-23.3% |
| Participation rate | 82.8% | 79.4%+3.4pp | 81.5%+1.3pp | 67.2%+15.6pp |
| Annual return | 14.62% | 20.51%-5.9pp | 49.47%-34.9pp | 1370.56%-1355.9pp |
| Employer contribution / active EE | $6,017 | $3,017+99.4% | $3,943+52.6% | $2,626+129.1% |
| Participant deferral / active EE | $14,020 | $7,751+80.9% | $8,091+73.3% | $4,350+222.3% |
| Admin fee / account holder | $459 | $1,337-65.7% | $7,906-94.2% | $1,946-76.4% |