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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,533 | $110,379-65.1% | $102,412-62.4% | $145,884-73.6% |
| Participation rate | 53.3% | 77.9%-24.6pp | 74.5%-21.2pp | 80.3%-27.0pp |
| Annual return | 12.40% | 24.84%-12.4pp | 24.94%-12.5pp | 551.85%-539.4pp |
| Employer contribution / active EE | $3,736 | $4,216-11.4% | $3,870-3.5% | $4,662-19.9% |
| Participant deferral / active EE | $2,755 | $5,622-51.0% | $5,060-45.6% | $6,690-58.8% |
| Admin fee / account holder | $480 | $9,745-95.1% | $8,388-94.3% | $13,392-96.4% |