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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,960 | $227,399-20.4% | $189,758-4.6% | $198,609-8.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 79.8%+20.2pp | 82.4%+17.6pp |
| Annual return | 17.80% | 61.03%-43.2pp | 52.62%-34.8pp | 202.70%-184.9pp |
| Employer contribution / active EE | $14,856 | $5,526+168.8% | $4,767+211.7% | $5,055+193.9% |
| Participant deferral / active EE | $14,801 | $6,837+116.5% | $5,856+152.8% | $6,977+112.2% |
| Admin fee / account holder | $444 | $25,162-98.2% | $20,388-97.8% | $19,030-97.7% |