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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,960 | $172,111+5.1% | $150,298+20.4% | $137,256+31.8% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 17.80% | 69.37%-51.6pp | 62.79%-45.0pp | 220.34%-202.5pp |
| Employer contribution / active EE | $14,856 | $4,636+220.4% | $4,154+257.6% | $4,156+257.5% |
| Participant deferral / active EE | $14,801 | $6,166+140.1% | $5,453+171.5% | $6,407+131.0% |
| Admin fee / account holder | $444 | $16,471-97.3% | $14,116-96.9% | $12,270-96.4% |