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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,309 | $126,661+85.8% | $113,397+107.5% | $138,895+69.4% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.5%+23.5pp | 79.9%+20.1pp |
| Annual return | 14.63% | 25.05%-10.4pp | 23.20%-8.6pp | 145.39%-130.8pp |
| Employer contribution / active EE | $6,633 | $3,456+91.9% | $2,977+122.8% | $4,194+58.1% |
| Participant deferral / active EE | $17,136 | $5,693+201.0% | $5,076+237.6% | $6,396+167.9% |
| Admin fee / account holder | $33,311 | $14,549+129.0% | $11,957+178.6% | $12,562+165.2% |