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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,309 | $124,425+89.1% | $112,040+110.0% | $137,256+71.4% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 14.63% | 24.72%-10.1pp | 24.52%-9.9pp | 220.34%-205.7pp |
| Employer contribution / active EE | $6,633 | $3,411+94.4% | $2,954+124.5% | $4,156+59.6% |
| Participant deferral / active EE | $17,136 | $5,718+199.7% | $5,098+236.2% | $6,407+167.5% |
| Admin fee / account holder | $33,311 | $15,207+119.1% | $12,098+175.3% | $12,270+171.5% |