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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,192 | $88,815-86.3% | $81,882-85.1% | $145,897-91.6% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 13.66% | 1033.75%-1020.1pp | 779.47%-765.8pp | 552.29%-538.6pp |
| Employer contribution / active EE | $869 | $3,086-71.8% | $2,916-70.2% | $4,663-81.4% |
| Participant deferral / active EE | $3,493 | $4,647-24.8% | $4,323-19.2% | $6,689-47.8% |
| Admin fee / account holder | $1,423 | $8,434-83.1% | $7,360-80.7% | $13,390-89.4% |