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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,074 | $88,360-10.5% | $145,433-45.6% | $67,986+16.3% |
| Participation rate | 97.4% | 65.5%+31.9pp | 82.1%+15.2pp | 57.2%+40.2pp |
| Annual return | 31.80% | 63.15%-31.4pp | 66.58%-34.8pp | 31.67%+0.1pp |
| Employer contribution / active EE | $6,504 | $3,054+113.0% | $4,554+42.8% | $2,019+222.2% |
| Participant deferral / active EE | $10,657 | $5,932+79.6% | $7,897+34.9% | $3,358+217.4% |
| Admin fee / account holder | $3,248 | $3,313-2.0% | $13,129-75.3% | $3,203+1.4% |