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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,058 | $112,729-60.9% | $98,716-55.4% | $137,256-67.9% |
| Participation rate | 83.3% | 74.2%+9.1pp | 69.3%+14.0pp | 80.0%+3.4pp |
| Annual return | 12.88% | 38.48%-25.6pp | 31.81%-18.9pp | 220.34%-207.5pp |
| Employer contribution / active EE | $727 | $2,725-73.3% | $2,279-68.1% | $4,156-82.5% |
| Participant deferral / active EE | $1,501 | $4,640-67.6% | $4,048-62.9% | $6,407-76.6% |
| Admin fee / account holder | $1,449 | $10,129-85.7% | $8,703-83.4% | $12,270-88.2% |