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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $54,262 |
Service code 49 · EIN 51-6041053 | Other Services | $21,863 |
MORNINGSTAR2 years Filed as: MORNINGSTAR INVESTMENT MANAGEMENT L Service code 26 · EIN 36-4317381 | Advisory (Participants) | $0 |
Filed as: WILSHIRE ADVISORS LLC Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,472 | $79,089+23.2% | $100,392-2.9% | $74,459+30.9% |
| Participation rate | 99.3% | 79.4%+19.8pp | 81.5%+17.8pp | 67.2%+32.0pp |
| Annual return | 25.99% | 20.61%+5.4pp | 49.45%-23.5pp | 1369.70%-1343.7pp |
| Employer contribution / active EE | $3,282 | $3,015+8.9% | $3,941-16.7% | $2,626+25.0% |
| Participant deferral / active EE | $8,571 | $7,747+10.6% | $8,090+5.9% | $4,350+97.0% |
| Admin fee / account holder | $343 | $1,336-74.3% | $7,904-95.7% | $1,945-82.3% |