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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $64,078 |
Service code 49 · EIN 51-6041053 | Other Services | $26,608 |
MORNINGSTAR3 years Filed as: MORNINGSTAR INVESTMENT MANAGEMENT L Service code 26 · EIN 36-4317381 | Advisory (Participants) | $0 |
Filed as: WILSHIRE ADVISORS LLC Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,775 | $82,879+34.9% | $96,576+15.7% | $67,986+64.4% |
| Participation rate | 97.9% | 75.2%+22.7pp | 81.4%+16.4pp | 57.2%+40.7pp |
| Annual return | 11.32% | 36.90%-25.6pp | 38.47%-27.2pp | 31.67%-20.3pp |
| Employer contribution / active EE | $3,452 | $2,727+26.6% | $3,553-2.9% | $2,019+71.0% |
| Participant deferral / active EE | $8,669 | $6,976+24.3% | $7,956+9.0% | $3,358+158.2% |
| Admin fee / account holder | $403 | $2,783-85.5% | $11,381-96.5% | $3,203-87.4% |