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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,971 | $105,284-57.3% | $150,734-70.2% | $94,015-52.2% |
| Participation rate | 87.2% | 71.7%+15.4pp | 78.4%+8.7pp | 70.8%+16.4pp |
| Annual return | 24.49% | 15.67%+8.8pp | 600.81%-576.3pp | 17.84%+6.6pp |
| Employer contribution / active EE | $3,312 | $3,599-8.0% | $4,918-32.7% | $2,790+18.7% |
| Participant deferral / active EE | $7,067 | $4,274+65.4% | $5,610+26.0% | $4,249+66.3% |
| Admin fee / account holder | $2,415 | $9,839-75.5% | $14,905-83.8% | $8,951-73.0% |