Filed November 26, 2025
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,831 | $102,393+14.1% | $147,041-20.5% | $80,911+44.4% |
| Participation rate | 46.2% | 75.9%-29.7pp | 82.2%-36.0pp | 67.6%-21.5pp |
| Annual return | 56.51% | 134.95%-78.4pp | 419.21%-362.7pp | 35.63%+20.9pp |
| Employer contribution / active EE | $2,238 | $3,715-39.8% | $4,935-54.7% | $2,756-18.8% |
| Participant deferral / active EE | $7,181 | $6,647+8.0% | $8,071-11.0% | $4,297+67.1% |
| Admin fee / account holder | $4,429 | $7,943-44.2% | $13,006-65.9% | $6,935-36.1% |