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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,067 | $167,415-76.7% | $140,514-72.2% | $198,609-80.3% |
| Participation rate | 92.3% | 80.9%+11.4pp | 77.8%+14.5pp | 82.4%+9.9pp |
| Annual return | 18.63% | 13.85%+4.8pp | 14.36%+4.3pp | 202.70%-184.1pp |
| Employer contribution / active EE | $2,608 | $4,088-36.2% | $3,378-22.8% | $5,055-48.4% |
| Participant deferral / active EE | $6,227 | $5,579+11.6% | $4,919+26.6% | $6,977-10.8% |
| Admin fee / account holder | $502 | $16,730-97.0% | $13,697-96.3% | $19,030-97.4% |