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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $335,729 | $160,028+109.8% | $147,080+128.3% | $145,884+130.1% |
| Participation rate | 95.7% | 84.0%+11.6pp | 82.2%+13.5pp | 80.3%+15.3pp |
| Annual return | 15.74% | 98.60%-82.9pp | 420.17%-404.4pp | 551.85%-536.1pp |
| Employer contribution / active EE | $13 | $5,286-99.7% | $4,933-99.7% | $4,662-99.7% |
| Participant deferral / active EE | $18,326 | $8,422+117.6% | $8,066+127.2% | $6,690+173.9% |
| Admin fee / account holder | $491 | $15,030-96.7% | $12,989-96.2% | $13,392-96.3% |