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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $335,729 | $159,934+109.9% | $147,005+128.4% | $145,959+130.0% |
| Participation rate | 95.7% | 84.0%+11.7pp | 82.2%+13.5pp | 80.3%+15.4pp |
| Annual return | 15.74% | 98.24%-82.5pp | 418.76%-403.0pp | 561.95%-546.2pp |
| Employer contribution / active EE | $13 | $5,287-99.7% | $4,934-99.7% | $4,661-99.7% |
| Participant deferral / active EE | $18,326 | $8,427+117.5% | $8,070+127.1% | $6,689+174.0% |
| Admin fee / account holder | $491 | $15,053-96.7% | $13,006-96.2% | $13,398-96.3% |