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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $335,729 | $159,978+109.9% | $147,041+128.3% | $145,978+130.0% |
| Participation rate | 95.7% | 84.0%+11.6pp | 82.2%+13.5pp | 80.3%+15.4pp |
| Annual return | 15.74% | 98.36%-82.6pp | 419.21%-403.5pp | 550.52%-534.8pp |
| Employer contribution / active EE | $13 | $5,288-99.7% | $4,935-99.7% | $4,662-99.7% |
| Participant deferral / active EE | $18,326 | $8,429+117.4% | $8,071+127.1% | $6,690+173.9% |
| Admin fee / account holder | $491 | $15,053-96.7% | $13,006-96.2% | $13,400-96.3% |