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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,992 | $172,111-62.8% | $150,298-57.4% | $137,256-53.4% |
| Participation rate | 76.9% | 81.7%-4.8pp | 77.8%-0.8pp | 80.0%-3.0pp |
| Annual return | 14.93% | 69.37%-54.4pp | 62.79%-47.9pp | 220.34%-205.4pp |
| Employer contribution / active EE | $6,792 | $4,636+46.5% | $4,154+63.5% | $4,156+63.4% |
| Participant deferral / active EE | $4,490 | $6,166-27.2% | $5,453-17.6% | $6,407-29.9% |
| Admin fee / account holder | $1,515 | $16,471-90.8% | $14,116-89.3% | $12,270-87.7% |