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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,253 | $183,592-42.7% | $155,574-32.3% | $145,877-27.8% |
| Participation rate | 78.9% | 82.7%-3.8pp | 78.2%+0.7pp | 80.3%-1.4pp |
| Annual return | 26.47% | 61.37%-34.9pp | 64.87%-38.4pp | 551.28%-524.8pp |
| Employer contribution / active EE | $5,295 | $5,317-0.4% | $4,676+13.2% | $4,663+13.6% |
| Participant deferral / active EE | $4,694 | $6,466-27.4% | $5,629-16.6% | $6,691-29.8% |
| Admin fee / account holder | $1,665 | $19,316-91.4% | $15,914-89.5% | $13,402-87.6% |