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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,253 | $183,516-42.6% | $155,534-32.3% | $145,884-27.9% |
| Participation rate | 78.9% | 82.7%-3.8pp | 78.2%+0.7pp | 80.3%-1.4pp |
| Annual return | 26.47% | 61.43%-35.0pp | 64.92%-38.4pp | 551.85%-525.4pp |
| Employer contribution / active EE | $5,295 | $5,315-0.4% | $4,675+13.3% | $4,662+13.6% |
| Participant deferral / active EE | $4,694 | $6,467-27.4% | $5,630-16.6% | $6,690-29.8% |
| Admin fee / account holder | $1,665 | $19,293-91.4% | $15,900-89.5% | $13,392-87.6% |