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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,388 | $184,014-66.6% | $161,149-61.9% | $138,895-55.8% |
| Participation rate | 86.7% | 82.1%+4.6pp | 78.8%+7.8pp | 79.9%+6.7pp |
| Annual return | 16.92% | 21.52%-4.6pp | 21.16%-4.2pp | 145.39%-128.5pp |
| Employer contribution / active EE | $3,366 | $5,055-33.4% | $4,360-22.8% | $4,194-19.8% |
| Participant deferral / active EE | $5,795 | $6,909-16.1% | $6,153-5.8% | $6,396-9.4% |
| Admin fee / account holder | $510 | $18,027-97.2% | $15,194-96.6% | $12,562-95.9% |