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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,295 | $209,336-8.6% | $197,124-3.0% | $137,256+39.4% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 18.44% | 48.09%-29.6pp | 44.34%-25.9pp | 220.34%-201.9pp |
| Employer contribution / active EE | $14,045 | $6,591+113.1% | $6,227+125.5% | $4,156+238.0% |
| Participant deferral / active EE | $16,725 | $9,614+74.0% | $9,135+83.1% | $6,407+161.0% |
| Admin fee / account holder | $954 | $17,308-94.5% | $16,298-94.1% | $12,270-92.2% |