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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $373,774 | $183,516+103.7% | $155,534+140.3% | $145,884+156.2% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 3.83% | 61.43%-57.6pp | 64.92%-61.1pp | 551.85%-548.0pp |
| Employer contribution / active EE | $43,500 | $5,315+718.5% | $4,675+830.5% | $4,662+833.0% |
| Participant deferral / active EE | $30,500 | $6,467+371.7% | $5,630+441.7% | $6,690+355.9% |
| Admin fee / account holder | $3,816 | $19,293-80.2% | $15,900-76.0% | $13,392-71.5% |