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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,024 | $100,139-2.1% | $85,187+15.1% | $145,884-32.8% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 8.01% | 84.15%-76.1pp | 66.67%-58.7pp | 551.85%-543.8pp |
| Employer contribution / active EE | $4,400 | $3,238+35.9% | $2,732+61.0% | $4,662-5.6% |
| Participant deferral / active EE | $16,060 | $5,296+203.3% | $4,525+254.9% | $6,690+140.1% |
| Admin fee / account holder | $481 | $7,262-93.4% | $6,162-92.2% | $13,392-96.4% |