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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,654 | $107,666-48.3% | $102,184-45.5% | $154,746-64.0% |
| Participation rate | 66.7% | 83.7%-17.1pp | 82.6%-15.9pp | 80.7%-14.0pp |
| Annual return | 19.65% | 29.33%-9.7pp | 31.58%-11.9pp | 172.34%-152.7pp |
| Employer contribution / active EE | $3,117 | $3,846-19.0% | $3,594-13.3% | $4,379-28.8% |
| Participant deferral / active EE | $8,873 | $8,719+1.8% | $8,309+6.8% | $6,730+31.8% |
| Admin fee / account holder | $587 | $12,943-95.5% | $11,609-94.9% | $14,365-95.9% |