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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,654 | $100,970-44.9% | $96,576-42.4% | $137,256-59.5% |
| Participation rate | 66.7% | 82.6%-15.9pp | 81.4%-14.8pp | 80.0%-13.3pp |
| Annual return | 19.65% | 38.16%-18.5pp | 38.47%-18.8pp | 220.34%-200.7pp |
| Employer contribution / active EE | $3,117 | $3,809-18.2% | $3,553-12.3% | $4,156-25.0% |
| Participant deferral / active EE | $8,873 | $8,286+7.1% | $7,956+11.5% | $6,407+38.5% |
| Admin fee / account holder | $587 | $11,312-94.8% | $11,381-94.8% | $12,270-95.2% |