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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,429 | $99,053-42.0% | $88,179-34.9% | $138,895-58.7% |
| Participation rate | 57.1% | 74.2%-17.1pp | 69.1%-12.0pp | 79.9%-22.8pp |
| Annual return | 19.78% | 78.17%-58.4pp | 64.97%-45.2pp | 145.39%-125.6pp |
| Employer contribution / active EE | $1,986 | $2,882-31.1% | $2,549-22.1% | $4,194-52.7% |
| Participant deferral / active EE | $4,337 | $5,225-17.0% | $4,614-6.0% | $6,396-32.2% |
| Admin fee / account holder | $209 | $8,748-97.6% | $7,673-97.3% | $12,562-98.3% |