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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,886 | $162,136-40.2% | $152,301-36.4% | $154,746-37.4% |
| Participation rate | 75.0% | 84.1%-9.1pp | 82.4%-7.4pp | 80.7%-5.7pp |
| Annual return | 12.56% | 91.02%-78.5pp | 80.50%-67.9pp | 172.34%-159.8pp |
| Employer contribution / active EE | $3,031 | $4,890-38.0% | $4,624-34.5% | $4,379-30.8% |
| Participant deferral / active EE | $11,324 | $8,341+35.8% | $8,004+41.5% | $6,730+68.3% |
| Admin fee / account holder | $1,395 | $15,759-91.1% | $14,398-90.3% | $14,365-90.3% |