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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,886 | $196,972-50.8% | $182,262-46.8% | $198,609-51.2% |
| Participation rate | 75.0% | 85.7%-10.7pp | 84.2%-9.2pp | 82.4%-7.4pp |
| Annual return | 12.56% | 158.27%-145.7pp | 140.60%-128.0pp | 202.70%-190.1pp |
| Employer contribution / active EE | $3,031 | $5,364-43.5% | $5,046-39.9% | $5,055-40.1% |
| Participant deferral / active EE | $11,324 | $8,643+31.0% | $8,276+36.8% | $6,977+62.3% |
| Admin fee / account holder | $1,395 | $18,429-92.4% | $16,712-91.7% | $19,030-92.7% |