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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,093 | $209,336-53.1% | $197,124-50.2% | $137,256-28.5% |
| Participation rate | 83.3% | 87.3%-4.0pp | 86.7%-3.4pp | 80.0%+3.4pp |
| Annual return | 18.81% | 48.09%-29.3pp | 44.34%-25.5pp | 220.34%-201.5pp |
| Employer contribution / active EE | $9,834 | $6,591+49.2% | $6,227+57.9% | $4,156+136.6% |
| Participant deferral / active EE | $8,529 | $9,614-11.3% | $9,135-6.6% | $6,407+33.1% |
| Admin fee / account holder | $1,054 | $17,308-93.9% | $16,298-93.5% | $12,270-91.4% |