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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,718 | $183,539-91.4% | $155,556-89.9% | $145,897-89.2% |
| Participation rate | 71.4% | 82.7%-11.3pp | 78.2%-6.8pp | 80.3%-8.9pp |
| Annual return | 9.22% | 61.31%-52.1pp | 64.84%-55.6pp | 552.29%-543.1pp |
| Employer contribution / active EE | $1,618 | $5,315-69.6% | $4,675-65.4% | $4,663-65.3% |
| Participant deferral / active EE | $2,346 | $6,467-63.7% | $5,631-58.3% | $6,689-64.9% |
| Admin fee / account holder | $405 | $19,275-97.9% | $15,885-97.5% | $13,390-97.0% |