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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,482 | $211,239-91.3% | $178,528-89.6% | $145,877-87.3% |
| Participation rate | 81.0% | 80.8%+0.2pp | 77.1%+3.9pp | 80.3%+0.7pp |
| Annual return | 11.17% | 30.22%-19.1pp | 27.11%-15.9pp | 551.28%-540.1pp |
| Employer contribution / active EE | $2,582 | $4,570-43.5% | $3,950-34.6% | $4,663-44.6% |
| Participant deferral / active EE | $1,840 | $6,963-73.6% | $6,278-70.7% | $6,691-72.5% |
| Admin fee / account holder | $1,030 | $12,095-91.5% | $10,419-90.1% | $13,402-92.3% |