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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,482 | $211,224-91.2% | $178,505-89.6% | $145,897-87.3% |
| Participation rate | 81.0% | 80.8%+0.1pp | 77.1%+3.8pp | 80.3%+0.6pp |
| Annual return | 11.17% | 30.28%-19.1pp | 27.16%-16.0pp | 552.29%-541.1pp |
| Employer contribution / active EE | $2,582 | $4,577-43.6% | $3,955-34.7% | $4,663-44.6% |
| Participant deferral / active EE | $1,840 | $6,966-73.6% | $6,280-70.7% | $6,689-72.5% |
| Admin fee / account holder | $1,030 | $12,109-91.5% | $10,428-90.1% | $13,390-92.3% |